The most important factor for making money has nothing to do with techniques or know-how. Your money mindset has a bigger influence on your finances than just about anything else in the world. This is why someone with no business experience and with less than $10 in their pocket can build a multi-million dollar business.

How do you develop a positive money mindset?

1. Money Isn’t Real – It’s an Expression of Value

If you study the minds of the most successful people in the world, one common understanding of money always comes up: “Money isn’t real.”

Donald Trump, in Art of the Deal, says “I’ve got more money than I’ll ever need – It’s not about the money. It’s about the art. Eventually, we all kick the bucket and none of it matters anyway.”

Felix Dennis, the man who founded Maxim Magazine, PC Magazine, and many other successful publications, and is worth over $400 million dollars, is also a strong proponent that money isn’t real.

The most successful people in the world don’t focus on how to make money. Instead, they focus on how they can create value in the world.

What problems can you solve? Who can you help? How can you create value? Money is just a reflection of how many people you’ve helped and how many problems you’ve solved.

2. Act As If You’re Already Successful

“You need to be a millionaire before you can have a million dollars.” — T Harv Ecker, Author of  “The Millionaire Mind.”

Before your bank account can reflect your financial success, you need to already embody the characteristics of someone who is successful.

I realized this very thing when I bought my first BMW when my virtual assistant business could cover the car payment. I instantly felt successful driving around my dream car! I knew that I had earned that car and deserved luxury. (I have since upgraded to a beautiful black BMW 528.)

I don’t think it’s pretentious to want and to have beautiful and quality ‘things’. I have a particular fetish for Coach and Louis Vuitton purses because, and there are a LOT of you out there who are like me, once you’ve had quality, it’s hard to go back to mediocrity.

On a regular basis, put yourself in the shoes of your future, successful self. How would this person look, feel and think? What advice would your future self give you?  My future self told me to never settle.

Every day, try to take on this future version of you more and more. Breathe like that person would, think like that person would, hold your body like that person would and do business like that person would.

3. Failure Is Setback – Your Success Is a Matter of Time

People who don’t succeed tend to have the mindset of starting ventures to see “if” they’ll succeed. Successful people don’t wonder if they’ll succeed; they already know it’s just a matter of time.

The question is not “if” but “when.”

When we moved from CA to NC for my husband’s military orders, I only had a short time to make a decision – was I going to start my own business or try to find a J.O.B. Once I decided that I was going to start a business and work at home, I never once thought it would fail. During the last five and a half years I’ve made big mistakes and I’ve had severe setbacks, but I’ve always looked at these as “lessons learned.”

Successful people regard any failure as a setback or a lesson to be learned from. There is no such thing as an irrecoverable mistake.

Incorporate these three things into your mindset. If you can really embody the creation of value while firmly holding yourself as someone who’s already successful and knowing that your success is just a matter of time, then your success is almost assured.